Frequently Asked Questions

Who is Covered by the Policy?

Volunteer workers undertaking activities in unpaid work experience positions.

Will a Workers Compensation Policy cover work experience persons?

Under the various states and their Workers Compensation Acts, there is no requirement to cover work experience persons or voluntary workers. They would not be deemed a worker, as they do not generate an income for their services.

Are their different periods of cover?

Due to the nature of work experience duties, we realise that a day-to-day routine, or continuous days of work, may not be available. Therefore there are 5 different periods of cover:

• 15 days over 6 months
• 30 days over 6 month
• 3 months unlimited
• 6 months unlimited
• 9 months unlimited

This allows the volunteer and host employer more flexibility.

Does this policy offer cover at various host employers?

Yes, the work experience person may work at various host employers, as long as we are made aware of all employers and the policy schedule is noted accordingly.

Please note: Duties and tasks must be the same at each employer and the industry must be the same.

All known host employers should be noted at the commencement of a policy, otherwise a further policy fee may be incurred.

May cover be extended?

Yes, cover may be extended. Please advise us if further cover is required prior to the expiry of the existing cover and arrangements will be made with a further fee being applicable.

How can the premium be paid?

Payment can be made by cash, cheque, money order, Visa, MasterCard or Bankcard.

Does this policy cover any other insurance?

No, this cover is purely personal accident cover for insured persons engaged in unpaid volunteer work experience activities. This policy does not cover Public Liability or other business or personal lines of insurance.

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